Skip to content
bestCRM
Insurance software#3 of 12 in insurance

AgencyBloc

AMS+ is AgencyBloc’s health-and-benefits agency management system — clients, policies, lead pipeline, HIPAA/HITRUST/SOC 2, Scope of Appointment, and native texting. Commissions+ and Quote+ are separately packaged sibling products, so those flags stay false on this AMS+ reading.

Best for
Health, life, Medicare, and group-benefits agencies that need an AMS with compliance tooling
Price
Contact for pricing
HQ
United States
Profile updated
September 30, 2026

Worth it for your operation?

Pros

  • Policy records tied to individuals, groups, agents, and carriers
  • Built-in health-insurance compliance (SOA, ACA consent/attestations, HIPAA)
  • Click-to-text and text messaging on AMS+ plans
  • Lead dashboards and pipeline management in the same AMS

Watch-outs

  • Commissions+ is a volume-based sibling SKU — not scored as native on AMS+
  • Quote+ (group quoting/enrollment) is a separate package; AMS+ lists quoting integrations
  • No public AMS+ rate card
  • Built for life/health/senior — not a P&C comparative-rater AMS

Score by criterion

The dark mark on each bar is the average of the 12 systems in this ranking. Criteria with higher weight pull the overall score more.

Policies and book of businessweight 1.4×
8.4

Policy records — number, coverage, carrier, and status — without a parallel spreadsheet or a second system of record.

Commissions and carrier moneyweight 1.2×
5.2

Commission tracking, splits, or carrier-statement reconciliation in the same product as the policy — not a sibling SKU or a spreadsheet.

Renewals and retentionweight 1.1×
8.0

Renewal workflow, alerts, and retention on the in-force book — not only a “won” stage or a new-business funnel.

Native messagingweight 0.9×
8.2

Native SMS or messaging inbox on the client or policy card, with team history. WhatsApp Business API also counts. Portal-only chat and marketplace apps do not.

Price and transparencyweight 0.8×
4.0

Public plan in USD, trial, and what sits outside the monthly fee. Mandatory add-ons for day-to-day AMS work lower the score.

Learning curveweight 0.8×
7.2

English UI, policy and commission vocabulary, and time until a producer or CSR can work without a months-long implementation project.

What ships natively

We only mark “yes” when the feature is part of the product — marketplace integrations or third-party apps do not count.

  • Yes

    Policy book of business

    Policy records — number, coverage, carrier, and status — live in the product, not only in a connected AMS

  • No

    Commissions & carrier money

    Commission tracking, splits, or carrier-statement reconciliation in the product under review, not a sibling SKU

  • Yes

    Renewals & retention

    Renewal workflow, alerts, or retention on the in-force book — not only a “won” stage

  • No

    Multi-carrier quoting

    Multi-carrier or comparative quoting inside the product, not a rater sold next door or a portal you rekey

  • Yes

    Insurance compliance

    Insurance-specific compliance in the product — Scope of Appointment, E&O documentation, licenses, or HIPAA tooling for health books

  • Yes

    Native messaging

    Native SMS or messaging inbox on the lead/contact/policy card (history preserved). WhatsApp Business API also counts. Marketplace apps, Zapier, browser extensions, website chat buttons, and sibling-SKU modules do not

  • Yes

    Sales pipeline

    Visual sales pipeline

  • No

    Vendor mobile app

    App published by the vendor itself

Editorial analysis

AgencyBloc in detail

AgencyBloc AMS+ is the health-and-benefits AMS. Policies, compliance, texting, and a lead pipeline live in AMS+. Commissions and group quoting are sold as Commissions+ and Quote+. That split is the whole point of the score.

Who it is for

Medicare, ACA, group benefits, and life agencies that need HIPAA-minded records and SOA workflows. Independent P&C agencies will bounce off the vocabulary.

What drives the score

Policies, renewals, compliance, and messaging are strong on AMS+. Commissions and quoting are deliberately mid/false because those engines are packaged next door. Price is low for opacity.

How we read the sources

Based on the AMS+ feature page, the pricing page (Grow/Accelerate/Elevate vs Commissions+ vs Quote+), and the AgencyBloc homepage.

Frequently asked questions

Why are commissions and quoting false if AgencyBloc sells both?

Same sibling-SKU rule as Clio Grow. The public pricing page packages AMS+, Commissions+, and Quote+ separately. AMS+ lists quoting and enrollment *integrations*. This profile scores AMS+.

Is AgencyBloc a P&C AMS?

No. Positioning is health, life, group benefits, and senior/Medicare. P&C shops should compare Epic, EZLynx, or HawkSoft.

Sources consulted

Everything on this profile comes from the pages below. We did not lab-test the platform.

Profile updated September 30, 2026. Found something outdated? Corrections are welcome.